Join Apparcel Uriarte & Vassallo (AUV) and The Legal500 in this international webinar that will analyze the possibilities that Chile offers as a Latin American hub for international startups and fintechs.

The event will explore the reasons that have led the country to have international renown in the development of financial startups, and the promising future that lies ahead for the industry with the Fintech Bill that is being discussed in Congress.

The webinar will feature the presentation of legal experts from AUV and dLocal, Uruguay’s first unicorn. They will present about key aspects such as startups’ softlanding, financial inclusion, open banking and regulation. On this last point, the legal director of the CMF will shed light on the advantages that Chile offers for fintech companies, and what these companies should expect to operate in the country.

Speakers at Chile: The to-go destination for international fintech startups

Matías Apparcel, Partner at Apparcel Uriarte & Vassallo (AUV)

Matías is Partner at AUV, and leader of the Venture Capital and Fintech practices at AUV, one of the most renowned legal firms in this areas in Chile.

His work includes assisting entrepreneurs with corporate restructuring for financing and with the negotiation of financing rounds and exits. He is also experienced in advising investment funds through specialized, start-up-related due diligence work and investment document negotiations with a range of clients throughout Latin America, the United States and Europe.

He has successfully counselled companies in venture capital, technology, finance, IT, agribusiness, and e-commerce, among other sectors.

Matías has spent his whole career in the venture capital scene in Santiago, Chile. He specializes in a wide variety of corporate, financial and tax matters, particularly with startups. Currently, he is an advisor to the venture capital fund Magma Partners and a judge and advisor to Start Up Chile, one of the most recognized public accelerators of startups and companies worldwide.

Matías is a lawyer from the Pontificia Universidad Católica de Chile and is certified in Venture Capital by the Haas Berkeley School of Business, University of California.

María Consuelo Mackenna, Partner, Corporate Leader at Apparcel Uriarte & Vassallo (AUV)

Consuelo leads the corporate area at AUV, and has extensive experience in fintech, banking and financial regulation, as well as in corporate, financial regulation and securities market matters.

She previously worked as a senior corporate lawyer at Banco Itaú (2013-2019). She also led the corporate governance area and served as Secretary of the Audit Committee and various subsidiaries of the Bank. Prior to joining our firm, she worked as an associate lawyer at Sterlington LLP, New York.

Consuelo holds a law degree from Universidad Adolfo Ibañez and an LLM in Banking, Corporate and Finance Law from Fordham University School of Law in New York (2020). She also has a Diploma in Applied Business Taxation from Universidad Adolfo Ibáñez (2019) and courses in Corporate Governance from Universidad de Los Andes (2015.).

Matías Fontecilla, Country Manager Chile, Central America and the Caribbean at dLocal

Matías is Regional Manager at dLocal, a global payments platform that enables merchants to reach billions of emerging market consumers in 30 countries in Africa, Asia, Latin America and the Middle East. dLocal is the first “unicorn” in Uruguay, the country where the startup was born.

Prior to dLocal, he worked in the administration and management of companies such as Transbank, FASA and Nielsen. In 2012, he founded the online loan platform BenchBanking and the marketing consultancy IVYCORP.
Matías has dedicated the last years of his career to high impact technology entrepreneurships in Chile and the region. During his career, he has obtained various awards and investments in his ventures, such as funds from the international program Start-up Chile, Wayra from Telefónica, and Corfo.

He holds a Business degree and MBA from the Pontificia Universidad Católica de Chile.

José Antonio Gaspar Candia, Chief Legal Officer at the Financial Market Commission of Chile (CMF)

José Antonio is one of the leaders at CMF, a public institution of a technical nature whose main objectives include safeguarding the correct functioning, development, and stability of the Chilean financial market, facilitating the participation of market agents, and promoting the protection of public trust.

The institution maintains a general, systemic vision of the market which considers the interests of investors, depositors, and policyholders, as well as protecting the public interest. The CMF is responsible for ensuring that supervised persons or entities comply with laws, regulations, bylaws, and other provisions that govern them from their inception to their winding-up. To this end, it may exercise the broadest supervision over all their operations.

Mr. Gaspar joined the Commission in 2014 as Securities Prosecutor of the former Superintendency of Securities and Insurance (the current Financial Market Commission). Since 2017, he headed the CMF’s Legal Area and held this position until being appointed as the institution’s General Legal Director in March 2021. Prior to joining the Commission, he was a partner at the Noguera, Larraín & Dulanto law firm, as well as an international associate at Simpson, Thacher & Bartlett, New York.

José Antonio is Master in Laws from the Columbia Law School (New York, United States), and a lawyer from the Pontificia Universidad Católica de Chile, where he is currently a professor. He has also authored several articles in his field of expertise.

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